One word answer. YES!
Why this is even a question that would arise in this day and age makes me gag. We would never as if car insurance is worth it, or even our families health insurance either so isn’t our pet part of our family? Of course it is. They would devastate a family that loved them if they became ill or worse pass away.
The question as to whether the pet insurance cost is worth it is another matter all together. There are many, many animal insurance companies around today so you should do some intelligent research. No matter what personal value you place on your pet there will be a monetary value as well. This pet insurance monetary value is all the pet insurance company needs to know. They will only agree to a value for your pets worth based on many factors of which the cost of replacing this particular pet of yours in actuality. Obviously the exact pet cannot be financially replaced but a similar type of pet will be part of the pets value the insurer will work with.
Pedigree insurers are just the same. They will base their value of your pet by comparing different prices amongst your breed of dog or cat. But we really want to insure our pets to help us with the ever increasing cost of Vet bills when our loved pets get ill. Some sicknesses can have our pets incarcerated for days if not weeks which can add up to a lot of money so this is where our pet insurance, especially if it has Veterinary cover included helps us immensely.
Nearly every pet, no matter what type, will at some time need extra care due to either sickness, illness or just stress. If you own a pedigree animal and wish to breed from it you will need to involve a Vet in this process some where along the line. At the very least the pups will need to be examined. Health or your pet is greatly increased when the owner has pet insurance as there is little financial considerations that come in to play when the pet falls ill.
